Slide 4

$310 caught per member.
Before Robinhood gets them.

$27B

Fees big banks collect yearly. Every neobank wants a piece.

5,000+

Credit unions, each blind to its own member attrition.

CUs that can benchmark fee exposure today. Until Greencap.

How a disruptor becomes the next Bank of America

Free VC-funded growth, no revenue.

Scale Millions of users, thin margins.

New Fees Order flow, margin lending, upsells.

The Incumbent Same fees, friendlier app.

No shareholder to feed. Credit unions are the shareholders.

$310

per member, per year

1 layer

replaces a dozen blind spots

Owned

by the ones it serves

$310 caught per member.Before Robinhood gets them.